Immediately after a car accident, things can start moving quickly, which can make it hard to keep your wits about you. Should you call 911? Is it OK to move the car? What about the insurance claim? To this end, we’ve compiled a concise, but comprehensive, list to help you get the answers you seek:
Seek Medical Attention
The first thing to do immediately after a car wreck is to make sure you are injury free. If you are hurt, call 911 immediately. And, if your injuries are serious, stay still and wait for emergency personnel to show up. If not, check on the other passengers to make sure that they are OK.
Move Your Vehicle to a Safer Spot
If it is safe to drive your car and it’s blocking traffic or otherwise causing a hazardous situation, move it to the side of the road. If not, leave it where it is and get somewhere safe, like a sidewalk or by the side of the road. .
Stay on the Accident Scene
Turn on your hazard lights, turn off the engine, and if possible put some flares around your vehicle to let other motorists know that they should slow down.
Call Your Insurance Carrier
The best time to call your agency is while you are still on the scene. In this way, by the time the accident has been cleared away, you will know exactly what you need to have in order to get through your claim process quickly.
Document Details of the Wreck
Before we begin, it’s important to note that you shouldn’t discuss fault when talking to the other driver, this should only be discussed with the police and/or your lawyer. Other than that, be sure to get the other driver’s contact information (including their full name, insurance policy information, make and model of the vehicle, etc.) identity of the cop on the scene (including his badge number), a copy of the accident report, pictures of the accident, the names of everyone involved, and the contact information of any witnesses.
A car wreck can frazzle the nerves of even the most experienced drivers but, if you follow the above steps, you will be protected from unnecessary headaches. That is, you will have the info necessary to give your insurance company a detailed report, ensuring that your claim goes through as quickly as possible.